Verify income from bank statements — without the manual read

For bank-statement loans and self-employed borrowers: get qualifying deposits, average balances, and NSF activity pulled from 12–24 months of statements.

Bank-statement mortgage programs mean an underwriter hand-tallying a year or two of deposits per borrower. dojobase does the tally: it separates business from personal accounts, isolates qualifying deposits from transfers and one-off lump sums, computes average monthly income and balances, and surfaces NSFs and large unexplained credits that need a letter of explanation. Your team reviews an exception list instead of a shoebox of PDFs.

Frequently asked questions

Can it handle 12 and 24-month programs?+

Yes — send the full statement set and it computes qualifying income across the whole window per your program's rules.

Does it separate personal and business accounts?+

Yes. Accounts are grouped, and transfers between a borrower's own accounts are excluded so they don't inflate qualifying deposits.

Is it a decision engine?+

No — it does the extraction and math and flags exceptions. Your underwriters keep the credit decision; dojobase removes the hours of data entry in front of it.

Clear bank-statement loans in minutes

Hand dojobase the statement set and get qualifying income, balances, and an exception list back — ready for underwriting review.

See it on your documents →